Managed Risk Insurance PCC Limited

Website Terms & Conditions

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Your use of the Managed Risk Insurance PCC Limited (“MRI”) website (“the Website”) without informing us otherwise, indicates unconditional acceptance of these terms and conditions (“the Terms”).


MRI reserves the right to change the Terms from time to time.


You may not use the Website, or any contents thereon, for anything illegal or prohibited by the Terms.


MRI reserves the right, at its sole discretion, to terminate your access to the Website and the related services or any portion thereof at any time, without notice.


The Website may contain links to other Websites (“Linked Sites”). MRI offers no warranty as to the contents of the Linked Sites. The Linked Sites do not form part of the Website and MRI has no control over their content. The existence of a Linked Site on the Website does not act as an endorsement of any kind as to the Linked Site itself nor the creator of the Linked Site.


MRI does not capture and store any personal information about individuals who access the Website, except in the case of voluntary disclosure. MRI will use your personal information as set out in our Privacy Notice (Marketing).

The Website uses cookies to distinguish you from other users of the Website. This helps MRI to provide you with the optimum experience when you browse the Website and also allows MRI to improve its site. For detailed information on the cookies used by MRI, the purposes for which MRI uses them and how your consent will be implied, see our Cookie Policy below.


The information contained in the Website is for general information purposes only. MRI makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Website or the information, products or services contained on the Website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. Professional advice should be sought prior to any reliance.

In no event will MRI be liable for any loss or damage including, without limitation, indirect or consequential loss or damage arising out of, or in connection with, the use of the Website.


To the maximum extent permitted by law, the Terms and your use of the Website is governed by the Laws of the Bailiwick of Guernsey. Use of the Website is unauthorised in any jurisdiction that does not give effect to all provisions of the Terms, including, without limitation this paragraph. No joint venture, partnership, employment, or agency relationship exists between you and MRI as a result of the Terms or use of the Website.


All contents of the Website are: ©Copyright 2018 Managed Risk Insurance PCC Limited. All rights reserved.


The names of actual companies and products mentioned herein may be the trademarks of their respective owners. Any rights not expressly granted herein are reserved.


See below for information on how your consent to our use of cookies will be implied.

The Website uses cookies to distinguish you from other users of the Website. This helps MRI provide you with the optimum experience when you browse the Website and also allows MRI to improve its site.

A cookie is a small file of letters and numbers that we store on your browser, the hard drive of your computer or other internet enabled device. Cookies cannot be programmed, cannot carry viruses and cannot install malicious software on your computer or device. Four types of cookies exist, but we only use two types of cookies. The cookies MRI uses are:

Strictly necessary cookies — these cookies are essential in order to enable you to move around a website and use its features. Without these cookies, services you have asked for cannot be provided. They are deleted when you close the browser.

Analytical/Performance cookies — these cookies collect information in an anonymous form about how visitors use a website. They allow the website owner to recognise and count the number of visitors and to see how visitors move around the site when they are using it.

More information about the types of cookies used by Dixcart and their purposes are set out below:

Cookie Name Purpose & Duration More information

This cookie is strictly necessary. It is used throughout the Website to manage the session while you are using the Website allowing it to recognise your movements around the Website.

It is deleted when the browser is closed.

This is a "first party cookie" placed and owned by the MRI domain.
MRI uses Google Analytics cookies to find out how people interact with the Website. The cookies collect data about how many people use the Website, what parts are accessed and where visitors come from. These are "first party cookies" placed and owned by the MRI domain but are set by Google, with whom the data is shared. It is aggregated before Google shares it with others for the purposes of site comparison only.
For more information about Google Analytics cookies see the Google Analytics Privacy Overview.

The Website may link through to third party websites which may also use cookies over which MRI has no control. MRI recommends that you check the relevant third party's privacy policy or cookie policy for information about any cookies that may be used by them.

MRI does not use cookies to collect personally identifiable information about you. All such data is aggregated and anonymised. However, if you do not want MRI to store any cookies on your devices you can change your website browser settings. The usual choices allow you to refuse cookies, to delete cookies, or to be informed if a cookie is set. You can find out how to do this by using the "help" function in your browser menu.

Please note, if you disable or delete cookies you will find that most of the Website works as expected but some parts may be slower and some of the functions that rely on cookies are disabled (such as the log-in feature and online contact forms).

If you do not change your browser settings and continue to use this Website your consent to MRI’s use of the cookies set out above will be implied.

To find out more about cookies in general, including how to see what cookies have been set and how to manage and delete them, visit

© 2019 Managed Risk Insurance PCC Limited. Registered under the Insurance Business (Bailiwick of Guernsey) Law 2002
Licensed by the Guernsey Financial Services Commission

Company Registered Number: 40630
Registered Office Address: PO Box 161, Dixcart House, Sir William Place, St. Peter Port, Guernsey, CI, GY1 4EZ

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